Life Insurance for Breast Cancer Survivors

Life Insurance for Breast Cancer Survivors

Breast cancer is the most common type of cancer in women around the world. There are a lot of women who survived this terrible disease and live a normal life. This probably means nothing for a lot of women, but if you or a member of your family is a breast cancer survivor, you can apply for a life insurance. This is something new offered by insurance companies. So, even breast cancer survivors are qualified for an affordable life insurance. The cost and the coverage are different and they mostly depend on the stage of cancer.

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Not all insurance companies offer this opportunity for breast cancer survivors. It is a long-term type of insurance and there are a few things you need to know about before applying. By doing this, your chances of getting an approval will increase.

Here is what you need to do in order to be fully prepared for the application of life insurance for breast cancer survivors:

  • Provide your insurance company with the information about your clinic and doctors who treated you;

  • You will be asked to deliver all the necessary documents that prove you had a treatment for breast cancer and got cured.

  • It is important not to miss your doctors’ appointments and take the medications as prescribed.

  • You need to have a list with all the medications you took during the treatment.

What do you need to do before applying for a life insurance for breast cancer survivors?

Choosing the most appropriate insurance company is of a huge importance. You can do that by researching the insurance companies available in your area or ask friends and relatives for a recommendation. Once you do that, make sure you talk to the agent about your current situation. Give them as much as information as possible in order to receive the desired feedback. And in case you are not satisfied with the answer, you can also ask for a different agent or apply with a different insurance company.

Factors that affect the application for life insurance:

It should be noted that there are some rules that are the same with every insurance company. You cannot apply for a life insurance for breast cancer survivors if you are still receiving some kind of treatment for your condition. This means that you are not cured and the insurance company will deny or postpone your application. The best candidate for this type of insurance are women who survived breast cancer and got cured. Also, women who don’t take a good care of themselves are not good candidates for life insurance for breast cancer survivors. If you smoke cigarettes, drink alcohol or do not eat healthy food, your application will be denied. Women who do not follow the instructions given by doctors or do not visit their doctor at least once a year should not apply for a life insurance.

Yes, you just cannot put a price on surviving breast cancer, but you can do a lot of valuable things with that money to improve your overall health or prevent it from coming back.

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